What’s the Average Social Security Check in Your State in 2025? Here’s the Full Breakdown

It’s not that the Social Security Administration adjusts benefits based on location. Benefits are calculated based on your lifetime earnings.

But state-level differences in wages, work history, and retirement trends play a big role. For example, retirees in states with higher average incomes tend to receive larger benefits.

And if you're wondering when to claim? Timing matters.

You can begin collecting benefits as early as age 62, but doing so could reduce your monthly check by as much as 30%.

For a full guide: The $100,000 Retirement Mistake: Why Delaying Social Security Can Lead to Bigger Benefits

Delaying until age 70 can increase your monthly benefit by up to 8% per year.

 

Average Monthly Social Security Benefits by State in 2025

Here are just a few highlights from across the country. (A complete list follows below)

• California (5,120,435)
• Florida (4,063,202)
• Texas (3,546,829)
• New York (2,908,411)
• Pennsylvania (2,255,780)

 

Alabama

• Average monthly payment: $1,856

• Average monthly payment: $1,794

Alaska

• Average monthly payment: $1,837

• Average monthly payment: $1,733

Arizona

• Average monthly payment: $1,949

• Average monthly payment: $1,913

Arkansas

• Average monthly payment: $1,790

• Average monthly payment: $1,717

California

• Average monthly payment: $1,866

• Average monthly payment: $1,767

Colorado

• Average monthly payment: $1,958

• Average monthly payment: $1,898

Connecticut

• Average monthly payment: $2,114

• Average monthly payment: $2,084

Delaware

• Average monthly payment: $2,090

• Average monthly payment: $2,064

Florida

• Average monthly payment: $1,894

• Average monthly payment: $1,839

Georgia

• Average monthly payment: $1,859

• Average monthly payment: $1,789

Hawaii

• Average monthly payment: $1,908

• Average monthly payment: $1,854

Idaho

• Average monthly payment: $1,880

• Average monthly payment: $1,829

Illinois

• Average monthly payment: $1,934

• Average monthly payment: $1,908

Indiana

• Average monthly payment: $1,966

• Average monthly payment: $1,953

Iowa

• Average monthly payment: $1,921

• Average monthly payment: $1,884

Kansas

• Average monthly payment: $1,982

• Average monthly payment: $1,930

Kentucky

• Average monthly payment: $1,803

• Average monthly payment: $1,748

Louisiana

• Average monthly payment: $1,759

• Average monthly payment: $1,674

Maine

• Average monthly payment: $1,816

• Average monthly payment: $1,741

Maryland

• Average monthly payment: $2,054

• Average monthly payment: $2,008

Massachusetts

• Average monthly payment: $2,003

• Average monthly payment: $1,946

Michigan

• Average monthly payment: $1,997

• Average monthly payment: $2,005

Minnesota

• Average monthly payment: $2,016

• Average monthly payment: $1,982

Mississippi

• Average monthly payment: $1,756

• Average monthly payment: $1,673

Missouri

• Average monthly payment: $1,869

• Average monthly payment: $1,883

Montana

• Average monthly payment: $1,817

• Average monthly payment: $1,751

Nebraska

• Average monthly payment: $1,937

• Average monthly payment: $1,880

Nevada (Corrected from "Snowfall")

• Average monthly payment: $1,843

• Average monthly payment: $1,785

New Hampshire

• Average monthly payment: $2,094

• Average monthly payment: $2,039

New Jersey

• Average monthly payment: $2,110

• Average monthly payment: $2,100

New Mexico

• Average monthly payment: $1,799

• Average monthly payment: $1,696

New York

• Average monthly payment: $1,951

• Average monthly payment: $1,914

North Carolina

• Average monthly payment: $1,909

• Average monthly payment: $1,832

North Dakota

• Average monthly payment: $1,856

• Average monthly payment: $1,795

Ohio

• Average monthly payment: $1,858

• Average monthly payment: $1,854

Oklahoma

• Average monthly payment: $1,856

• Average monthly payment: $1,795

Oregon

• Average monthly payment: $1,918

• Average monthly payment: $1,867

Pennsylvania

• Average monthly payment: $1,979

• Average monthly payment: $1,946

Rhode Island

• Average monthly payment: $1,972

• Average monthly payment: $1,923

South Carolina

• Average monthly payment: $1,926

• Average monthly payment: $1,865

South Dakota

• Average monthly payment: $1,848

• Average monthly payment: $1,780

Tennessee

• Average monthly payment: $1,890

• Average monthly payment: $1,822

Texas

• Average monthly payment: $1,865

• Average monthly payment: $1,776

Utah

• Average monthly payment: $1,988

• Average monthly payment: $1,939

Vermont

• Average monthly payment: $1,961

• Average monthly payment: $1,883

Virginia

• Average monthly payment: $1,985

• Average monthly payment: $1,906

Washington

• Average monthly payment: $2,022

• Average monthly payment: $1,992

West Virginia

• Average monthly payment: $1,839

• Average monthly payment: $1,807

Wisconsin

• Average monthly payment: $1,957

• Average monthly payment: $1,932

Wyoming

• Average monthly payment: $1,950

• Average monthly payment: $1,908

 

Planning? Use SSA Tools to Estimate Your Benefits

If you haven’t already, consider creating a free account at ssa.gov/myaccount to view your earnings history and get a personalized estimate of your future benefits.

It's one of the best tools to prepare for retirement on your terms.

 

Need More Help?

If your benefits aren’t covering enough, there may be extra support:

• SSI (Supplemental Security Income) for low-income seniors

• Medicaid and Medicare Savings Programs

• State-specific assistance programs for elderly renters or homeowners

• Food and utility assistance programs

Visit benefits.gov to explore the help available in your area.

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